Posts Tagged ‘misc’

Is Anyone Else Sick Of Seeing Insurance Adverts Everywhere You Go?

Tuesday, July 20th, 2010

Driving up the M6 a few days ago I was taken aback by the amount of trucks and lorries on the motorway, not just the small ones but the big ones too. Here is a lorry carrying furniture, here’s another with a milk container on the back, another one with nothing on at all and naturally the supermarket one offering cheap insurance deals. I don’t think the insurance deals on the back of his truck were all that cheap but he did appear to be advertising their availability above everything else that his employer had to offer.

At least this sort of advertising is completely restricted to when we see the outside trucks and lorries at this time. I wonder what it will be like in future? Will we see cheap truck insurance advertised on the side of aeroplanes, will our commuter trains be liveried with the logos of insurance brokers offering cheap insurance?

What is this obsession with cheap insurance anyway? Almost everywhere you go you are being offered cheap insurance. On the television, on the tube, on our petrol pumps, even when we’re using the toilet at the service station there is the advert staring us in the face. “Aim higher for cheap truck insurance!”

Is it me or does it seem that only insurance is sold in this manner? You don’t very often see adverts for dog food or the most recent furniture sale at DFS in motorway service station toilets do you? Is the little doggie with the toilet tissue staring out at us from the back of a (cheaply insured) truck? No, I don’t think he is.

Perhaps it is the very fact that these advertisements for insurance are focused towards us when we feel at our most vulnerable that makes the people in insurance advertising consider that they will work. The poor guy in his little car, overshadowed by a huge great beast of a lorry and its insurance ads might be more receptive to a cheap deal.

Next time you are out and about on the motorway, have a look and discover how many cheap insurance deals are being offered to you. You will have adverts on the sides of trucks, in fields, in toilets, on petrol pumps, bins and magazines. There will be adverts for cheap insurance on the radio and on the TV screens in the service stations. There might even be a cheap truck insurance sales person sitting beside you now as you sip your well earned cuppa in the Watford Gap services. Cheap insurance is all around, let’s hope in the interest of our youngsters that the idea doesn’t catch on!

If you really are interested in some kind of insurance right now, then it would be well worth getting an experienced broker to secure you a deal such as those at Coversure. Whether you’re after truck insurance or caravan insurance Coversure have great relationships with countless insurance providers and can secure you a great deal.

Is Fleet Insurance Right For You

Saturday, July 3rd, 2010

What is it about insurance that makes people want to buy it cheap? It doesn’t matter how much we pay for our cars we always want to buy the cheapest possible insurance for them. The latest wheeze to make our insurance premiums cheaper is to group a few together for people that live under the same roof and call it a family fleet insurance.

The concept of fleet insurance is all very well for people who have families of careful drivers (yeah, right) but what about those who live with a boy racer? It sounds like some family members could end up paying more for a combined fleet insurance policy.

The traditional look of a fleet for insurance purpose is about 100 Vauxhall Cavaliers insured by a firm for their sales reps. This isn’t actually how most fleets are made up. Many vehicle fleets are made of mixed vehicles. Tractors, Cars, HGVs, Minibuses, Lorries and even Motorbikes can end up insured under a fleet insurance policy.

If you are ever on a really long and really boring journey, a cheap (very cheap!) way of passing the time is with a little game that you can play to yourself. In this game, you look at every car that goes past, or that passes you, and try to figure out whether they are covered by fleet insurance or not. The good thing about this game is that you can’t really lose, well, unless you want to stop every car you make a guess at and ask the driver about the details of their insurance policy, but here are some tips to help you win;

Vehicles displaying a company logo have a good chance of being covered under a fleet insurance policy. Older looking vehicles however are probably not, young (or old) men speeding around in fast cars are definitely not, policemen almost definitely are, butchers, bakers, candlestick makers having fleet insurance, maybe! It’s a good game isn’t it? Or at least it will help pass the time on those long, arduous journeys.

How would you decide whether to insure your vehicle on a fleet or not? Easy really – find out if it’s cheaper to insure your car that way before you start! It’s best not to ask a meerkat or an obese opera singer. Chances are they won’t be able to help you at all let alone compare you. Best to ask a real live walking talking insurance broker. If you want to find cheap fleet insurance it pays to discuss your insurance requirements with real live people! Enjoy the game!

If you feel you might need some fleet insurance then you should give Coversure a call. They are specialist insurance brokers with great relationships with some of the country’s top insurance providers so they can secure you great deals on anything from fleet insurance to caravan insurance.