With a car insurance protection plan in place you will not have to worry whenever there is a minor accident or mishap which is common with any vehicle.
However all said and done you will be left fretting in times of an accident not knowing what to do next. It is always better to know what process is required to be followed in such cases.
If the mishap is minor in nature more like a bumper-to-bumper hit, you may drive over to the side of the road and part. The traffic needs to move on and you can avoid blocking the road.
Always when in an accident on the road, switch on the hazard’s light so that the other vehicles approaching are able to stop well ahead and avoid further collision.
The next best thing would be to report to the police about the occurrence. If it is a minor mishap chances are that they may not come in immediately if they are not in the vicinity. But insurance process requires that you register and file the report with the police and hence this has to be complied with.
You will need to collect all the details of the other vehicle driver. The details should include his name, license number, address, insurance details along with vehicle details, number, registration, model etc.
There is no need for you to investigate or profess to your mistake of causing the mishap. It is for the police to investigate and give them report for insurance purpose.
Your job is over with informing the insurance company about the accident and giving them the details including the photos if possible. Then you can leave it to them to sort out the matters further.
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